021 175 6893 | admin@vaf.co.nz

Apply for finance

021 175 6893 | admin@vaf.co.nz

Apply for finance

Personal Loans
In New Zealand

Discover financial freedom with our versatile Personal Loan options at VAF.

APPLY FOR FINANCE
3

Personal Loans

Leisure Finance

Vehicle Finance

Business Finance

Competitive Rates

Personal
Loans

Leisure
Finance

Vehicle
Finance

Business
Finance

Competitive
Rates

PERSONAL LOANS

Achieve Your Financial Goals with Tailored Personal Loan Solutions

Discover financial freedom with our versatile Personal Loan options at VAF. Whether you’re planning a dream vacation, consolidating debt, or facing unexpected expenses, our personalized loan solutions are designed to provide you with the funds you need, when you need them. We pride ourselves on offering a seamless application process, competitive interest rates, and flexible repayment terms to help you achieve your financial goals with ease and confidence.

Embrace Financial Freedom and Flexibility with Our Personal Loans

At VAF, we understand that everyone’s financial journey is unique. That’s why our experienced team is dedicated to understanding your individual needs and crafting a tailored Personal Loan solution that works for you.

Our commitment to transparency and exceptional customer service ensures that you have all the information you need to make informed decisions about your financial future. Take control of your finances today and let us guide you on the path to achieving your dreams with our personalized Personal Loan solutions in New Zealand.

Get the best finance options with the help of our highly experienced financial experts.

CLIENT FEEDBACK

My go-to person is Jacques; he is excellent at what he does. His expertise and attention to detail are outstanding. I trust him completely with my financing needs.

5

I will never use anyone else. Their dedication and professionalism are unmatched. They make financing easy and stress-free.

5

Thanks to Jacques, I finally got the car I’ve always dreamed of! The entire process was seamless, and he was there to guide me every step of the way. I couldn’t be happier with my new ride. Highly recommend!

5

Best service ever! They exceeded all my expectations and made the process seamless. I couldn’t be happier with the results.

5

Moving from South Africa to New Zealand was a huge step for our family, and finding a reliable car was essential. Jacques made the vehicle finance process so easy for us, and we couldn’t be happier with our new car. Thanks, Jacques!

5

Highly recommend to anyone looking for vehicle and asset finance. Their expertise and dedication shine through in every interaction. They make financing simple and straightforward.

5

We have used them more than 5 times and love the service. Each experience has been smooth and hassle-free. They always deliver top-notch results.

5

I was nervous about financing a car, but Jacques put all my worries to rest. He explained everything in detail and found a plan that suited my budget perfectly. I love my new car and couldn’t be more grateful!

5

Thanks for all your help once again! The service you provide is honestly the best, and super easy!

5

I picked up the car yesterday evening. Thank you so much for everything, that was the best service I’ve had in ages.

5

Let’s Get You Financed!

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COMMON QUESTIONS

Who can apply for finance?

If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver’s license, and have a regular income, you can apply for finance with us.

What interest rates do you offer?
Interest rates depend on several factors including the type of loan, your credit history, and the loan term. We offer competitive rates and will provide a detailed quote after assessing your application.
How much can I borrow?
The amount you can borrow depends on several factors including the type of loan, the value of the asset, and your financial situation. We will assess your application to determine the maximum loan amount available to you.
Do you offer Mechanical Breakdown Insurance?
Yes, Vehicle & Asset Finance LTD offers Mechanical Breakdown Insurance (MBI) to protect your vehicle from unexpected repair costs. Our MBI plans range from 12 months up to 48 months, depending on the details of your vehicle. This insurance covers mechanical and electrical failures, giving you peace of mind and financial protection against costly repairs.
How long does the process take to get feedback on my application?
At Vehicle & Asset Finance LTD, we strive to provide prompt feedback on your loan application. The process typically takes anywhere from 1 hour to 24 hours. We aim to review and respond to applications as quickly as possible to keep you informed and moving forward.
Can I get pre-approved for financing before selecting a vehicle?
Yes, we offer pre-approval for financing, giving you a clear idea of your budget and purchasing power. Pre-approval can help you shop with confidence and streamline the buying process.
Can the loan term extend beyond the duration of my visa?
Yes, we offer loan terms that can extend beyond the duration of your visa. We understand the unique circumstances of visa holders and will work with you to create a repayment plan that fits your situation.
How do I check the status of my loan application?
You can check the status of your loan application by contacting our customer service team via phone or email. We are committed to keeping you informed throughout the process.
Why should I choose Vehicle & Asset Finance LTD?
With 14 years of industry experience, we provide expert guidance and personalized financial solutions. Our team is committed to helping you find the best financing options with competitive rates and flexible terms.
What loan terms do you offer at Vehicle & Asset Finance LTD?
We offer flexible loan terms ranging from 12 months to 84 months (1 to 7 years) to accommodate your financial needs and preferences. This allows you to choose a repayment period that best suits your budget and financial goals.

What can I finance with Vehicle & Asset Finance LTD?

At Vehicle & Asset Finance LTD, we offer financing for a wide range of items and experiences.

Our flexible financing solutions cover:

Cars: New and used cars of all makes and models.

Utes: Utility vehicles for personal or business use.

Trucks: Light, medium, and heavy-duty trucks.

Boats: All types of boats, including fishing boats and yachts.

Campervans: Campervans and motorhomes for your travel adventures.

Jetskis: Personal watercraft for recreation.

Trailers: Utility, boat, and specialty trailers.

Ride-on Lawnmowers: Commercial and residential ride-on mowers.

Holidays: Financing for your dream vacation.

Weddings: Covering the costs of your special day.

Home Renovations: Funding for home improvement projects.

And more: Contact us to discuss financing options for other assets or experiences.

Can I buy privately or through a dealer?

Yes, you can finance your vehicle purchase either privately or through a dealer with Vehicle & Asset Finance LTD. Whether you’re buying from a private seller or a dealership, we offer flexible financing options to suit your needs. Our team will assist you through the financing process to ensure a smooth and hassle-free experience.

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